About nine million Canadians have done something their bank’s terms of service tell them not to do. They typed their online banking username and password into a budgeting app, a tax tool, a lender’s website or an investment platform, so that software could log in as them and copy their transactions. The industry calls it screen scraping. Ottawa calls it a security, privacy and liability risk. And until open banking in Canada arrives, it remains the main way to move your financial data around. The new system is supposed to replace that workaround with something safer. The government now calls…
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